Insurance.com has listed its top 10 most dangerous U.S. cities for drivers -- but I don't buy it. Check out the list:
Des Moines, Iowa
Now, despite having two of the worst reputations in the country, neither Boston nor New York City is on that list -- though there is a stated reason for that. The list was compiled from statistics, by state, where 500 or more customers requested a comparison quote from Insurance.com within the last six months and (voluntarily) reported a prior accident of any kind. Insurance.com doesn't offer comparison quotes in Massachusetts or New York (or Hawaii and Alaska, for that matter).
Not only that, but the parameters of the study and the collection protocol leave a lot of room for error. All that aside, I do have to weigh my skepticism against the fact that the study does account for every type of accident in its definition of dangerous, so it counts not only fender benders, head-on collisions or getting rammed by a maniac who ran a stoplight, but also accidents due to low visibility, slippery roads, whiteout levels of snow, even getting hit by a moose. Those last few would at least account for how two cities in Maine made the list.